Analysis of the Development of P2P Network Lending Platforms in Chengdu

This paper firstly investigates the development of P2P network lending platforms in Chengdu by collecting data from internet combined with field study. The statistical results suggest that the P2P network lending platforms in Chengdu are still at the early stage of development and few platforms have a competitive edge, which are far from the pure online network lending platforms based on internet technology. In order to better promote the healthy development of the Internet finance in Chengdu, we suggest that the government should not only build a unified information system of transactions for P2P network lending platforms to improve the transparency of financial markets, but also enhance the market access of P2P network platform to prevent regional financial risks. At the same time, the government should strengthen infrastructure construction and improve the environment of Internet finance development.