Study of Efficiency Measure Method and the Verification on P2P Lending Platform

Providing high quality and efficient matching service for lenders and borrowers is the essential attribute of P2P online platform. Based on the existing research, this paper establishes a DEA method to measure the platform efficiency. Moreover, sample platforms will be selected to verify the reasonability and applicability of the method above. The result shows that this method is fully capable of explaining the efficiency of ordinary private platforms which has no endorsement.