Big Data Risk Control in Internet Individual Credit Loan
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Graphical Abstract
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Abstract
Risk control is the critical point in Internet individual credit loan business, but the traditional methods are invalid due to their characteristics of the small loan and scale management. For such a problem, the big data technology provides an efficient solving scheme. In this paper, we describe the basic procedure, introduce the application of the big data technology in each major step of the basic procedure, and emphasize the idea of the overall risk control.
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