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ZHONG Xue-ling, HOU Fang, PENG Shi-li, HUANG Cheng-hui. Big Data Risk Control in Internet Individual Credit Loan[J]. Journal of University of Electronic Science and Technology of China(SOCIAL SCIENCES EDITION), 2018, 20(5): 7-11. DOI: 10.14071/j.1008-8105(2018)-1113
Citation: ZHONG Xue-ling, HOU Fang, PENG Shi-li, HUANG Cheng-hui. Big Data Risk Control in Internet Individual Credit Loan[J]. Journal of University of Electronic Science and Technology of China(SOCIAL SCIENCES EDITION), 2018, 20(5): 7-11. DOI: 10.14071/j.1008-8105(2018)-1113

Big Data Risk Control in Internet Individual Credit Loan

  • Risk control is the critical point in Internet individual credit loan business, but the traditional methods are invalid due to their characteristics of the small loan and scale management. For such a problem, the big data technology provides an efficient solving scheme. In this paper, we describe the basic procedure, introduce the application of the big data technology in each major step of the basic procedure, and emphasize the idea of the overall risk control.
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