郑军, 闫耀灵. 美国农业保险扶贫政策制度综述[J]. 电子科技大学学报社科版, 2017, 19(6): 43-51. DOI: 10.14071/j.1008-8105(2017)06-0043-09
引用本文: 郑军, 闫耀灵. 美国农业保险扶贫政策制度综述[J]. 电子科技大学学报社科版, 2017, 19(6): 43-51. DOI: 10.14071/j.1008-8105(2017)06-0043-09
ZHENG Jun, YAN Yao-ling. Review of American Agricultural Insurance Policy for Poverty[J]. Journal of University of Electronic Science and Technology of China(SOCIAL SCIENCES EDITION), 2017, 19(6): 43-51. DOI: 10.14071/j.1008-8105(2017)06-0043-09
Citation: ZHENG Jun, YAN Yao-ling. Review of American Agricultural Insurance Policy for Poverty[J]. Journal of University of Electronic Science and Technology of China(SOCIAL SCIENCES EDITION), 2017, 19(6): 43-51. DOI: 10.14071/j.1008-8105(2017)06-0043-09

美国农业保险扶贫政策制度综述

Review of American Agricultural Insurance Policy for Poverty

  • 摘要: 美国政府反贫困政策体系的创立可追溯到20世纪30年代,《社会保障法》的颁布是其开始的标志。作为全球最大的农业保险市场,农业保险在这一体系中起到了不可替代的作用。美国农业保险制度经过一系列改革,形成了完善的运行机制,它作为一项创新支农扶贫政策,具有广泛的覆盖范围和各种保障计划,并且通过双向财政补贴手段进行保费补贴,确保农业保险的正常运作。再保险机制以及巨灾援助计划等手段则充分保障了农民收入,成功促进了本国农业经济的发展。我国需要借鉴国际经验,尽快完善农业保险制度,加快发展。为此从制度分析的角度,了解美国反贫困体系的发展,对美国农险扶贫政策的政策框架、保障水平等核心内容进行剖析,得出的建议对我国农险扶贫的实践有指导意义。

     

    Abstract: In the 1930s, the " Social Security Act” was issued by the U.S. government to build perfect reasonable poverty alleviation policy system. As the world’s biggest agricultural insurance market, agricultural insurance in this system plays an irreplaceable role. After a series of reforms, the U.S. agricultural insurance system formed a mature operation mechanism. As innovation policies for supporting agriculture, this mechanism has a wide range of coverage and various security plans, and it can guarantee the normal operation of agricultural insurance by means of two-way financial subsidy as the compensation for premium. The reinsurance mechanism and disaster aid not only guarantee the farmers’ income,but also promote the development of domestic agricultural economic success. Our country needs to learn the international experiences to perfect our agricultural insurance system so as to acclerate the development. It's of significance for our country's strategy of povery alleviation to learn more about the development of the U.S. anti-poverty system and analyze deeply its core contents.

     

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