Abstract: Purpose/Significance The rapid development of Chinese economy is brings about a huge income gap. Digital inclusive finance is one of the important channels to break traditional financial exclusion and promote the enjoyment of financial services by people with lower incomes. It is important for financial poverty alleviation and the sharing of digital dividends of rural residents in the future, and plays an irreplaceable role in narrowing the urban-rural income gap. Design/Methodology This article combines mechanism analysis and mechanism verification to analyze how digital inclusive finance affects the urban-rural income gap from the perspective of rural entrepreneurship. Findings/Conclusions The research results show that the development of digital inclusive finance can alleviate rural financing constraints and reduce the urban-rural income gap by promoting rural entrepreneurship, and reflect the characteristics of the digital dividend. In order to consolidate the achievements of Chinese poverty alleviation, it is necessary to further promote the development of digital inclusive finance based on the financial perspective, improve related infrastructure construction, and promote the cultivation and education of residents’ digital quality.