数字金融赋能新质生产力发展:理论逻辑与实现路径

Digital Finance Promotes the Development of New Quality Productivity: Theoretical Logic and Realization Path

  • 摘要: 在新一轮科技革命和产业变革推进过程中,面对国外技术封锁局面和国内高质量发展要求,亟需找到赋能新质生产力发展的动力。本文立足数字金融作为生产系统关键要素的助推作用,深入剖析新质生产力的时代内涵和表现形式,探究数字金融赋能新质生产力发展的理论逻辑,多维度阐述新形势下数字金融助推新质生产力发展的现实路径。研究发现,数字金融降低交易成本,优化资源配置,推动科技创新,为发展新质生产力提供动力与支撑;数字金融通过打造全过程服务机制、构建数字金融生态链整合机制、完善数字金融融资增信机制、创新数字金融普惠服务机制,赋能新质生产力发展。

     

    Abstract: In the process of promoting a new round of scientific and technological revolution and industrial change, facing the situation of foreign blockade and the requirements of domestic comprehensive and high-quality development, it is urgent to find the power to enable the development of new quality productivity. Based on the role of finance as a key element of the production system, it analyzes the connotation and manifestation of the new quality productivity, explores the theoretical logic of the digital financial promotion of the development of the new quality productivity, and elaborates the realization path of the digital financial development of the formation of the new quality productivity under the new situation in a multi-dimensional way. Digital finance reduces transaction costs, optimizes resource allocation, promotes scientific and technological innovation, and provides impetus and support for the development of new quality productivity; digital finance empowers the development of new quality productivity by creating a mechanism for the whole process of services, constructing a mechanism for integrating the digital financial ecosystem, perfecting a mechanism for credit enhancement in digital financial financing, and innovating a mechanism for inclusive digital financial services.

     

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